Provides free financial empowerment services and debt management consultation for Canadians struggling with monthly debt obligations

Offers information on alternatives to help people get their debts under control with consolidating payments * counsellors also focus on education and understanding money matters * strategies include teaching basic, but vital concepts, such as how to budget, understanding credit, and how to manage money

Offers free tax filing for individuals on low income with the ability to go back 10 years (with some restrictions - call for more details)

All services are offered by phone or virtual and can be comepletely contactless